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Robert C. Hay, ePRO, GRI, SRES
Broker
637 Main Street, Stroudsburg, PA 18360
570-421-2890 Office
570-476-2420 Direct
570-656-2471 Cell
Broker’s License Number is: RM421374
Bob@bobhay.com

 

The Home Buying Process

The Home Buying Process


The following is a list of events as they usually occur within the process of buying a home:


1. Find a REALTOR you can trust

2. Analyze Your Needs in a Consultation

3. Obtain Financial Pre-Qualification and Pre-Approval

4. Select Properties

5. View Properties

6. Write an Offer to Purchase

          a. Earnest Deposit

7. Negotiate and Counteroffer

8. Accept the Contract

          a. Inspections

          b. Remove Contingencies

9. Complete the Mortgage Application *

          a. Credit Report

          b. Appraisal

          c. Verifications

10. Secure Underwriting

          a. Conditions

11. Obtain Loan Approval*

12. Schedule Termite & Survey

13. Contact Title Company

          a. Title Exam & Title Insurance

14. Close on the Property

15. Take Possession of your New Home!


Money Needed Up Front:

    * Earnest Money
    * Option Money
    * Inspection Fee
    * Appraisal
    * Credit Report





*If not already approved